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Top five reasons to complete your FAFSA

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Completing the Free Application for Federal Student Aid (FAFSA) is the single most important step you can take in obtaining financial aid for college. Most students receive at least some financial aid, so even if you don’t think you will qualify, the FAFSA is worth completing. In this article, we will discuss the top five reasons why completing your FAFSA is a must.

"The primary reason to complete the FAFSA is to access more than $150 billion in financial aid, including grants, work-study funds, federal student loans, and state-based aid. The FAFSA is used to determine eligibility for various types of financial aid, including federal grants, work-study programs, and federal loans, and students or parents must complete the FAFSA to qualify for any federal funds or loans. Even high-income families can become eligible for Direct Unsubsidized Federal Loans when they complete the FAFSA.

Many states and colleges use the information provided on the FAFSA to award their own financial aid. Some states have their own grant programs, and many colleges offer scholarships and grants that are awarded based on financial need. Completing the FAFSA allows you to be considered for all types of aid, including Blinn College endowed scholarships.

Federal student loans are typically more affordable than private student loans. They offer lower interest rates and more flexible repayment options, including income-driven repayment plans. By completing the FAFSA, you can determine your eligibility for federal student loans and choose the best option for you.

Completing the FAFSA can help you plan for college expenses. The FAFSA calculates your Expected Family Contribution (EFC), which is the amount you and your family are expected to contribute towards your education. By knowing your EFC, you can better plan for the cost of college and consider factors such as the affordability of the schools you are interested in attending.

Completing the FAFSA provides peace of mind knowing that you have taken steps to secure financial aid for college. Even if you are not eligible for need-based financial aid, completing the FAFSA can still be beneficial. Some schools and scholarship programs require the FAFSA for consideration, and completing it ensures that you do not miss out on any potential aid opportunities.


Completing the FAFSA is an essential step in securing financial aid for college. It provides access to various types of aid, including state and institutional aid, federal student loans, and grants. Additionally, it can help you plan for college expenses and provide peace of mind knowing that you have taken steps to secure financial aid. Therefore, it is highly recommended that all students complete the FAFSA to ensure they have the best chance of receiving financial assistance for their education.

To begin filling out your FAFSA, visit https://studentaid.gov.

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